Refinance Checklist
For Salaried or Hourly Wages Borrowers
Last Two Years W-2
Two Most Recent Pay Stubs in Last 30 Days
Last Two Months Bank Statement
Appraisal Fee in the Form of Money Order, Certified Funds or Cash Payable to Appraiser
Recent Statement of 401k, Stocks and or Bonds
Recent Statement of Life Insurance Policies
Copy of Current Homeowner's Insurance Policy
Copy of Current Flood Insurance Policy when Applicable
For Self Employeed Borrowers
Same as above, except Income Documents should include:
Last Two Year Complete Tax Returns including Schedule A, B, C, E, 1120, 1120S when applicable.
Year to Date Financial Statement
Year to Date P&L (Profit & Loss)
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